Frequently Asked Questions

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obtain your credit report

Use Smart Credit to obtain your credit report for only $1 from the 3 credit bureaus


free credit consultation

We will review your credit report 100 % free of charge and help you build a plan to improve it.


take action

We will tell you what to do to improve your credit score. You can also hire us to do the heavy lifting.

+1 201-854-6291

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NJ Credit Repair. Make it Happen.